Cross Border Payments
Purpose of Payment Codes
Cross border payments to certain countries require a purpose of payment code be specified for each transfer. Your Astra Integration Specialist will enable your program for specific purpose of payment code(s) for which you are approved.
If required, the purpose of payment code should be included in the routine creation payload (and is case sensitive).
Example POST /v1/routines request payload:
{
"type": "one-time",
"name": "XB C2C",
"amount": 10.11,
"source_id": "f3d2bf09-c7c8-4e2e-88c5-1cc467d7eb1c",
"destination_id": "029e490c-992b-41c3-af78-a23b24e99989",
"destination_user_id": "4da888ec664e41abb84280bd9a2eb900",
"start_date": "2026-01-01",
"payment_type": "debit",
"purpose_of_payment": "ISPAYR"
}| Purpose of Payment Code | Description |
|---|---|
| ISACCT | Account management |
| ISAIRB | Air transport related business |
| ISALLW | Transaction is the payment of allowance |
| ISANNI | Settlement of annuity |
| ISBENE | Unemployment disability benefit |
| ISBEXP | Business expenses |
| ISBONU | Bonus payment |
| ISBUSB | Bus transport related business |
| ISCASH | Cash management transfer |
| ISCBTV | Payment of cable TV bill |
| ISCCHD | Government institute issued related to cash compensation, helplessness, and disability |
| ISCCRD | Credit card payment |
| ISCDBL | Payment of credit card bill |
| ISCHAR | Payment for charity reasons |
| ISCOLL | Collection payment |
| ISCOMC | Commercial payment |
| ISCOMM | Commission |
| ISCOMP | Compensation relating to interest loss / value date adjustment and can include fees |
| ISCPYR | Payment of copyright |
| ISDCRD | Related to a debit card payment |
| ISDEPT | Payment of a deposit |
| ISDIVD | Payment of dividend |
| ISEDUC | Payment of study / tuition fees |
| ISELEC | Payment of electricity bill |
| ISENRG | Energies |
| ISFEES | General fees |
| ISFERB | Payment for ferry related business |
| ISFREX | Foreign exchange |
| ISGASB | Payment of gas bill |
| ISGFRP | Compensation to unemployed persons during insolvency procedures |
| ISGOVT | Government payment |
| ISHLTI | Health insurance |
| ISICCP | Reimbursement of credit card payment |
| ISIDCP | Reimbursement of debit card payment |
| ISINPC | Payment of car insurance premium |
| ISINSC | Transaction is related to the payment of an insurance claim |
| ISINSM | Installment |
| ISINSU | Insurance premium |
| ISINVS | Investment |
| ISINTC | Intra-company payment |
| ISINTE | Interest |
| ISINTX | Income tax |
| ISLBRI | Labor insurance |
| ISLICF | License fee |
| ISLIFI | Life insurance |
| ISLOAN | Loan |
| ISMDCS | Medical services |
| ISMP2B | Mobile P2B payment |
| ISMP2P | Mobile P2P payment |
| ISMTUP | Mobile top up |
| ISNOWS | Not otherwise specified |
| ISOTHR | Other |
| ISOTLC | Transaction is related to a payment of another telecom-related bill |
| ISPAYR | Payroll |
| ISPEFC | Contribution to pension fund |
| ISPENS | Pension payment |
| ISPHON | Payment of telephone bill |
| ISPPTI | Property insurance |
| ISRELG | Transaction is for general rental / lease |
| ISRLWY | Payment for railway transport related business |
| ISROYA | Royalties |
| ISSALA | Salary payment |
| ISSAVG | Payment to savings / retirement account |
| ISSECU | Securities |
| ISSSBE | Social security benefit |
| ISSTDY | Study |
| ISSUBS | Subscription |
| ISSUPP | Supplier payment |
| ISTAXR | Refund of a tax payment or obligation |
| ISTAXS | Tax payment |
| ISTBIL | Transaction is related to a payment of telecommunications related bill |
| ISTRAD | Trade services operation |
| ISTREA | Treasury payment |
| ISTRPT | Payment for travel |
| ISUBIL | Utility bill payment |
| ISVATX | Value added tax payment |
| ISWHLD | Withholding |
| ISWTER | Payment of water bill |
Updated 3 days ago